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	<title>OnlyByGodsGrace.com &#187; Mortgage Broker</title>
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		<title>Home Loan President Obama?S &#8230;</title>
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		<pubDate>Tue, 25 Jan 2011 07:14:05 +0000</pubDate>
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				<category><![CDATA[Mortgage Broker]]></category>

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		<description><![CDATA[President Obama?s loan modification program comes when it?s most needed. The purpose of the Home Loan modification program is to reduce the monthly payment of your mortgage, lower the rate of interest and make the monthly payment affordable in such a way that it does not exceed 31% of the gross income of the debtor.]]></description>
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		<title>Home Loans First, We &#8230;</title>
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		<pubDate>Mon, 17 Jan 2011 07:29:53 +0000</pubDate>
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		<description><![CDATA[First, we will pre-qualify you for a new California home loan over the telephone, then we will submit your loan for a written pre-approval. A pre-approval will assist you in obtaining the home of your dreams. Lighthouse Home Loans will give you a letter of approval. You may submit that approval letter with your offer. [...]]]></description>
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